The Finances of Shopping: Splurge versus Steal

After my Forever 21 post, I thought it might be helpful to discuss what I think is worth the money... and what I don't (Forever 21 purchases).

I give myself little rules to make myself feel better:

| Boots | Tory Burch | Jeans | J.Brand | Coat | Macy's | Blouse | Loft | Shirt | Neiman Marcus |

1. Will I keep it forever?  Splurge.  [Tory Burch boots - yes]
2. Is it trendy? Steal. [Fur Vest]
3. Is it a staple for the closet?  Splurge. [J Brand jeans that fit perfectly.]
4. Is it something out of the ordinary? Steal. [Sequin Mini-Skirt]
5. Can I wear it to work AND not to work? Splurge. [Dressy top]
6. Is it solely a casual piece? Steal. [Shorts, shorts, shorts]
7. Will I still wear it in three years/wear it once every two weeks? Splurge. [Black and white striped top]
8. Do I already own something similar but I want another? Steal. [Black dress]
9. Is quality necessary? Splurge [Winter Coat]
10. Am I wearing it once or twice?  Steal. [Bright Colored Heals]

| Dress | Forever 21| Vest | H&M | Skirt | Macy's | Shoes | Charlotte Russe | Shorts | H&M |

What rules do you live by when buying clothes?